Many people may ask, what is off-budget? The answer to this is our real crisis. The two Social Security trust funds and the Postal Service are “off-budget” meaning that this spending and receipts are walled off from the rest of the budget. However, Social Security and the Post Office “off-budget” shields them from some budget pressures. Nevertheless, policymakers will often focus on the unified budget that includes them. A few other agencies are excluded because of their independence (e.g., the Federal Reserve) or private character (e.g., government-sponsored, privately owned entities and funds managed for private citizens). Note that it is this area which grew 66% under the Obama Administration.